:root {
  --navy: #0a2463;
  --navy-deep: #061640;
  --navy-mid: #1a3a80;
  --gold: #c9a227;
  --gold-light: #e8c547;
  --cream: #f7f4ef;
  --ink: #1a1f2e;
  --muted: #5a6270;
  --white: #ffffff;
  --line: rgba(10, 36, 99, 0.12);
  --shadow: 0 18px 50px rgba(6, 22, 64, 0.12);
  --radius: 4px;
  --font-display: "Cormorant Garamond", Georgia, serif;
  --font-body: "Source Sans 3", "Segoe UI", sans-serif;
}

*,
*::before,
*::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  scroll-behavior: smooth;
}

body {
  font-family: var(--font-body);
  color: var(--ink);
  background: var(--cream);
  line-height: 1.6;
  overflow-x: hidden;
}

img {
  max-width: 100%;
  display: block;
}

a {
  color: inherit;
  text-decoration: none;
}

ul {
  list-style: none;
}

.container {
  width: min(1120px, 92%);
  margin-inline: auto;
}

/* Header */
.site-header {
  position: fixed;
  inset: 0 0 auto;
  z-index: 100;
  background: rgba(6, 22, 64, 0.92);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid rgba(201, 162, 39, 0.25);
  transition: background 0.3s ease;
}

.nav {
  display: flex;
  align-items: center;
  justify-content: space-between;
  min-height: 72px;
  gap: 1rem;
}

.logo {
  display: flex;
  align-items: center;
  gap: 0.65rem;
  color: var(--white);
  font-family: var(--font-display);
  font-size: 1.45rem;
  letter-spacing: 0.02em;
}

.logo-mark {
  width: 36px;
  height: 36px;
  border-radius: 50%;
  border: 2px solid var(--gold);
  display: grid;
  place-items: center;
  font-size: 0.85rem;
  color: var(--gold);
  font-weight: 700;
}

.nav-links {
  display: flex;
  gap: 1.6rem;
  align-items: center;
}

.nav-links a {
  color: rgba(255, 255, 255, 0.88);
  font-size: 0.95rem;
  font-weight: 500;
  transition: color 0.2s;
}

.nav-links a:hover,
.nav-links a:focus-visible {
  color: var(--gold-light);
}

.nav-cta {
  background: var(--gold);
  color: var(--navy-deep) !important;
  padding: 0.55rem 1.1rem;
  border-radius: var(--radius);
  font-weight: 650 !important;
}

.nav-toggle {
  display: none;
  background: transparent;
  border: 1px solid rgba(255, 255, 255, 0.35);
  color: var(--white);
  width: 42px;
  height: 42px;
  border-radius: var(--radius);
  cursor: pointer;
  font-size: 1.2rem;
}

/* Hero */
.hero {
  position: relative;
  min-height: 100vh;
  display: grid;
  align-items: end;
  color: var(--white);
  overflow: hidden;
}

.hero-media {
  position: absolute;
  inset: 0;
  z-index: 0;
}

.hero-media img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  animation: heroZoom 18s ease-in-out infinite alternate;
}

@keyframes heroZoom {
  from { transform: scale(1); }
  to { transform: scale(1.08); }
}

.hero-overlay {
  position: absolute;
  inset: 0;
  background:
    linear-gradient(105deg, rgba(6, 22, 64, 0.88) 0%, rgba(6, 22, 64, 0.55) 48%, rgba(10, 36, 99, 0.35) 100%),
    linear-gradient(to top, rgba(6, 22, 64, 0.75), transparent 45%);
}

.hero-content {
  position: relative;
  z-index: 1;
  padding: 8.5rem 0 5rem;
  max-width: 680px;
}

.hero-brand {
  font-family: var(--font-display);
  font-size: clamp(2.8rem, 7vw, 4.6rem);
  font-weight: 600;
  line-height: 1.05;
  letter-spacing: -0.02em;
  margin-bottom: 1rem;
  animation: fadeUp 0.9s ease both;
}

.hero-brand span {
  color: var(--gold-light);
}

.hero h1 {
  font-family: var(--font-body);
  font-size: clamp(1.15rem, 2.4vw, 1.45rem);
  font-weight: 400;
  color: rgba(255, 255, 255, 0.92);
  max-width: 34ch;
  margin-bottom: 1.1rem;
  animation: fadeUp 0.9s ease 0.12s both;
}

.hero-lead {
  color: rgba(255, 255, 255, 0.78);
  font-size: 1.05rem;
  max-width: 42ch;
  margin-bottom: 2rem;
  animation: fadeUp 0.9s ease 0.22s both;
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 0.9rem;
  animation: fadeUp 0.9s ease 0.32s both;
}

@keyframes fadeUp {
  from {
    opacity: 0;
    transform: translateY(22px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.4rem;
  padding: 0.85rem 1.45rem;
  border-radius: var(--radius);
  font-weight: 650;
  font-size: 0.98rem;
  border: 2px solid transparent;
  cursor: pointer;
  transition: transform 0.2s, background 0.2s, color 0.2s, border-color 0.2s;
}

.btn:hover {
  transform: translateY(-2px);
}

.btn-primary {
  background: var(--gold);
  color: var(--navy-deep);
}

.btn-primary:hover {
  background: var(--gold-light);
}

.btn-ghost {
  background: transparent;
  color: var(--white);
  border-color: rgba(255, 255, 255, 0.45);
}

.btn-ghost:hover {
  border-color: var(--gold);
  color: var(--gold-light);
}

/* Sections common */
section {
  padding: 5.5rem 0;
}

.section-label {
  display: inline-block;
  color: var(--gold);
  font-size: 0.8rem;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  margin-bottom: 0.75rem;
}

.section-title {
  font-family: var(--font-display);
  font-size: clamp(2rem, 4vw, 2.85rem);
  line-height: 1.15;
  color: var(--navy);
  margin-bottom: 0.85rem;
}

.section-lead {
  color: var(--muted);
  max-width: 58ch;
  font-size: 1.08rem;
}

.section-head {
  margin-bottom: 2.8rem;
}

/* Intro */
.intro {
  background: var(--white);
}

.intro-grid {
  display: grid;
  grid-template-columns: 1.05fr 0.95fr;
  gap: 3rem;
  align-items: center;
}

.intro-visual {
  position: relative;
  min-height: 420px;
  overflow: hidden;
  border-radius: var(--radius);
}

.intro-visual img {
  width: 100%;
  height: 100%;
  min-height: 420px;
  object-fit: cover;
}

.intro-visual::after {
  content: "";
  position: absolute;
  inset: auto 0 0;
  height: 40%;
  background: linear-gradient(to top, rgba(6, 22, 64, 0.55), transparent);
}

.intro-stats {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1rem;
  margin-top: 2rem;
  padding-top: 1.6rem;
  border-top: 1px solid var(--line);
}

.stat strong {
  display: block;
  font-family: var(--font-display);
  font-size: 2rem;
  color: var(--navy);
  line-height: 1;
}

.stat span {
  font-size: 0.88rem;
  color: var(--muted);
}

/* Banks */
.banks {
  background:
    radial-gradient(ellipse at top right, rgba(201, 162, 39, 0.08), transparent 50%),
    var(--cream);
}

.banks-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.4rem;
}

.bank-card {
  background: var(--white);
  overflow: hidden;
  border: 1px solid var(--line);
  transition: transform 0.25s, box-shadow 0.25s;
}

.bank-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow);
}

.bank-card figure {
  height: 180px;
  overflow: hidden;
}

.bank-card img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 0.45s ease;
}

.bank-card:hover img {
  transform: scale(1.06);
}

.bank-card-body {
  padding: 1.35rem 1.4rem 1.55rem;
}

.bank-card h3 {
  font-family: var(--font-display);
  font-size: 1.55rem;
  color: var(--navy);
  margin-bottom: 0.45rem;
}

.bank-card p {
  color: var(--muted);
  font-size: 0.96rem;
}

.bank-tag {
  display: inline-block;
  margin-top: 0.9rem;
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--gold);
}

/* Benefits */
.benefits {
  background: var(--navy-deep);
  color: var(--white);
}

.benefits .section-title {
  color: var(--white);
}

.benefits .section-lead {
  color: rgba(255, 255, 255, 0.72);
}

.benefits-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1.25rem;
}

.benefit {
  padding: 1.5rem 1.25rem;
  border-top: 2px solid var(--gold);
  background: rgba(255, 255, 255, 0.04);
  transition: background 0.25s;
}

.benefit:hover {
  background: rgba(255, 255, 255, 0.08);
}

.benefit-num {
  font-family: var(--font-display);
  color: var(--gold);
  font-size: 1.6rem;
  margin-bottom: 0.7rem;
}

.benefit h3 {
  font-size: 1.15rem;
  margin-bottom: 0.55rem;
}

.benefit p {
  color: rgba(255, 255, 255, 0.7);
  font-size: 0.95rem;
}

/* Trust */
.trust {
  background: var(--white);
}

.trust-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 2.5rem;
  align-items: stretch;
}

.trust-visual {
  min-height: 380px;
  overflow: hidden;
  border-radius: var(--radius);
}

.trust-visual img {
  width: 100%;
  height: 100%;
  min-height: 380px;
  object-fit: cover;
}

.trust-list {
  display: grid;
  gap: 1.15rem;
}

.trust-item {
  display: grid;
  grid-template-columns: 48px 1fr;
  gap: 1rem;
  align-items: start;
  padding-bottom: 1.15rem;
  border-bottom: 1px solid var(--line);
}

.trust-icon {
  width: 48px;
  height: 48px;
  border-radius: 50%;
  background: rgba(201, 162, 39, 0.15);
  color: var(--navy);
  display: grid;
  place-items: center;
  font-weight: 700;
  font-family: var(--font-display);
  font-size: 1.2rem;
}

.trust-item h3 {
  font-size: 1.1rem;
  color: var(--navy);
  margin-bottom: 0.25rem;
}

.trust-item p {
  color: var(--muted);
  font-size: 0.95rem;
}

/* CTA band */
.cta-band {
  padding: 4rem 0;
  background:
    linear-gradient(120deg, rgba(6, 22, 64, 0.9), rgba(10, 36, 99, 0.78)),
    url("https://images.unsplash.com/photo-1539037116277-4db20889f2d4?auto=format&fit=crop&w=1600&q=80") center/cover;
  color: var(--white);
  text-align: center;
}

.cta-band h2 {
  font-family: var(--font-display);
  font-size: clamp(1.9rem, 4vw, 2.6rem);
  margin-bottom: 0.7rem;
}

.cta-band p {
  color: rgba(255, 255, 255, 0.8);
  margin-bottom: 1.5rem;
}

/* Footer */
.site-footer {
  background: var(--navy-deep);
  color: rgba(255, 255, 255, 0.88);
  padding: 4.5rem 0 2rem;
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr 1fr;
  gap: 2rem;
  margin-bottom: 2.5rem;
}

.footer-block h3 {
  font-family: var(--font-display);
  font-size: 1.45rem;
  color: var(--white);
  margin-bottom: 1rem;
}

.footer-block p,
.address-list li {
  color: rgba(255, 255, 255, 0.72);
  font-size: 0.95rem;
}

.address-list {
  display: grid;
  gap: 1rem;
}

.address-list strong {
  display: block;
  color: var(--gold-light);
  margin-bottom: 0.2rem;
  font-size: 0.9rem;
}

.map-wrap {
  border: 1px solid rgba(201, 162, 39, 0.3);
  overflow: hidden;
  border-radius: var(--radius);
  min-height: 260px;
  background: #0d1f4a;
}

.map-wrap iframe {
  width: 100%;
  height: 260px;
  border: 0;
  display: block;
  filter: grayscale(0.2) contrast(1.05);
}

.contact-form {
  display: grid;
  gap: 0.75rem;
}

.contact-form label {
  font-size: 0.85rem;
  color: rgba(255, 255, 255, 0.7);
}

.contact-form input,
.contact-form textarea,
.contact-form select {
  width: 100%;
  padding: 0.75rem 0.85rem;
  border: 1px solid rgba(255, 255, 255, 0.2);
  background: rgba(255, 255, 255, 0.06);
  color: var(--white);
  border-radius: var(--radius);
  font: inherit;
  outline: none;
  transition: border-color 0.2s, background 0.2s;
}

.contact-form input:focus,
.contact-form textarea:focus,
.contact-form select:focus {
  border-color: var(--gold);
  background: rgba(255, 255, 255, 0.1);
}

.contact-form textarea {
  min-height: 110px;
  resize: vertical;
}

.contact-form select option {
  color: var(--ink);
}

.form-status {
  min-height: 1.3rem;
  font-size: 0.9rem;
  color: var(--gold-light);
}

.footer-bottom {
  display: flex;
  flex-wrap: wrap;
  justify-content: space-between;
  gap: 0.8rem;
  padding-top: 1.5rem;
  border-top: 1px solid rgba(255, 255, 255, 0.12);
  font-size: 0.85rem;
  color: rgba(255, 255, 255, 0.55);
}

/* Reveal on scroll */
.reveal {
  opacity: 0;
  transform: translateY(24px);
  transition: opacity 0.7s ease, transform 0.7s ease;
}

.reveal.visible {
  opacity: 1;
  transform: translateY(0);
}

/* Responsive */
@media (max-width: 960px) {
  .banks-grid,
  .benefits-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .intro-grid,
  .trust-grid,
  .footer-grid {
    grid-template-columns: 1fr;
  }

  .intro-visual,
  .intro-visual img,
  .trust-visual,
  .trust-visual img {
    min-height: 280px;
  }
}

@media (max-width: 720px) {
  .nav-toggle {
    display: grid;
    place-items: center;
  }

  .nav-links {
    position: absolute;
    top: 72px;
    left: 0;
    right: 0;
    background: var(--navy-deep);
    flex-direction: column;
    align-items: stretch;
    padding: 1rem 1.25rem 1.4rem;
    gap: 0.2rem;
    display: none;
    border-bottom: 1px solid rgba(201, 162, 39, 0.25);
  }

  .nav-links.open {
    display: flex;
  }

  .nav-links a {
    padding: 0.7rem 0.4rem;
  }

  .nav-cta {
    text-align: center;
  }

  .banks-grid,
  .benefits-grid,
  .intro-stats {
    grid-template-columns: 1fr;
  }

  .hero-content {
    padding-top: 7.5rem;
  }
}